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词汇 individual retirement account
释义 individual retirement accountn.(名词)abbr. IRA【缩写】
  1. An investment account in which a person can set aside income up to a specified amount each year and usually deduct the contributions from taxable income, with the contributions and interest being tax-deferred until retirement.独立退休金账户:为投资账户,每年人们可以将一部分以特定上限为金额的所得储存起来,通常可以减少可课税所得,此部分积蓄及其利息可以将其税捐递延至退休时再缴纳
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